Go beyond basic banking
Cash in on stand-out banking features
In today’s world, 24/7 banking isn’t a luxury—it’s the new normal. Lithic delivers record uptime with uninterrupted service, so your customers can access their money wherever, whenever they need.
Featureless deposit accounts can’t compete. Lithic helps you roll out advanced expense management, bill pay, and money movement solutions that boost customer engagement.
Bad ledgers can sink good banking programs. Lithic’s ledger maintains to-the-penny consistency across all instances, delivering settlement data and reporting you can trust.
Rapid money movement built on best-in-class reliability
Everything you need to build what you want
Virtual and routable accounts with centralized money movement capabilities
Multi-tiered account structures supporting both consumer and commercial programs
Stepped-up security with advanced fraud and authorization controls
Modern API infrastructure with industry-leading uptime and reliability
Real-time transaction processing with built-in ledgering and reconciliation
Self-serve webhooks, APIs, and dashboard
Frictionless integrations across a growing network of sponsor bank partnerships
Digital-first card and spend management features, with nation-wide ATM access
Flexible solutions to power a variety of use cases
Empower your customers to effortlessly transfer and manage funds with reliable, real-time payments processing that extends and enhances your core banking capabilities.
Enhance your banking platform with advanced bill pay and accounts payable solutions enabled by Lithic’s secure transaction infrastructure that processes payments accurately and on time.
Transform the way businesses track and control spend with customizable controls, automated accounting integrations, and real-time transaction visibility across all company cards.
Complement bank-issued deposit accounts with modern payments capabilities through Lithic’s processing and ledgering technology—without the burden of building the infrastructure from scratch.
Discover how top companies are leveling up their digital banking with Lithic
Lithic powers this leading neobank’s card infrastructure—enabling them to scale transaction processing, support multiple banking partners, and deliver flawless reconciliation for their business banking customers.
Reliability is a top consideration for Mercury, so we were careful when choosing a long term card issuing partner.
We knew Lithic had a good platform with a modern API, and had been operating a card processor a long time. And it turned out to be a great call—they’ve been a stable and steady partner.”
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