The credit your customers deserve

Because one-size-fits-all credit isn’t realistic. Issue consumer or commercial cards with flexible payment terms, all from a single purpose-built platform.

Take charge of your credit programs

Never compromise speed for security.

Struggling to balance your risk plan with fast and easy cardholder UX? Lithic’s robust fraud controls and streamlined spend features keep everyone happy.

Stand out with branded credit offerings.

Generic credit programs won’t cut it today. Lithic’s flexible card design and customizable rewards let you build unique credit experiences.

Transform insights into outcomes.

Don’t miss out on data to optimize your program. Lithic’s enhanced transaction data provides insights that drive smarter business decisions.

Sophisticated technology for streamlined solutions

Simplify your set-up
Customize funds flow & payments
Stop fraud in its tracks
Empower your cardholders

Everything you need to build what you want

Accounts

Pre-integrated partnerships with leading consumer LMS providers

Extensible, to-the-penny reconciliation commercial credit ledgers

Fraud Controls

Advanced risk management suite with customizable authorization controls

Processing

Modern API infrastructure with industry-leading uptime and reliability

Enhanced L2/L3 commercial transaction data

Self-serve webhooks, APIs, and dashboard

Card Issuing

Unified charge and revolving card issuing solutions

Digital-first card and spend management features

Agile solutions for diverse credit use cases

Expense Management

Transform corporate spending with real-time visibility, customizable controls, and seamless accounting integrations that simplify expense management for card programs of all sizes.

Fleet

Streamline vehicle expenses with specialized fleet cards offering enhanced data capture for fuel and maintenance while maintaining precise spending controls.

Cobrand Credit Cards

Create distinctive co-branded credit experiences that strengthen customer relationships, enhance your brand, and generate new revenue streams.

Rewards and Loyalty

Design compelling rewards programs that adapt to customer behaviors, driving engagement and retention through flexible incentive structures.

Learn how innovative companies are transforming their credit programs with Lithic

Lithic helped scale this neobank’s card program to handle large transaction volumes, support multiple bank partners, and implement flawless reconciliation.

Read the full case study

Lithic has surpassed our product expectations and has handled hundreds of millions of dollars of monthly volume without issue. We trust their tech and value their deep cards expertise that we can tap into.”

Catherine Unertl
Head of Financial Partnerships at Mercury

Frequently asked questions

How does Lithic support both charge and revolving credit programs?
How does Lithic's credit platform adapt to changing market conditions?
What does the cardholder experience look like with Lithic's credit solutions?
How does Lithic optimize cash flow for credit programs?
How does Lithic simplify bank partnerships for credit programs?

The only limit is your imagination

Contact us