How long does implementation take?

You can launch the basics in a few hours in our Sandbox and then ship a full-featured card program with bank and network approvals within weeks of contract signing.

Can I bring my own sponsor bank?

Yes. Lithic integrates with your existing banking relationships or we can connect you with partners from our network of 25+ banks.

How does Lithic handle high transaction volumes during peak travel seasons?

Lithic's cloud-native infrastructure scales seamlessly to handle millions of transactions. Whether you're processing bookings during peak travel season or managing refund surges during disruptions, our platform maintains consistent performance with industry-leading uptime.

What card networks do you support?

Lithic maintains direct connections to Visa, Mastercard, and American Express as well as a number of secondary networks.

Do you support international programs?

Yes. Lithic supports domestic and international issuing, including multi-network access (Visa, Mastercard, Amex).

Travel

Turn travel bookings into your revenue engine

From airline ancillaries to hotel bookings, Lithic powers the virtual card infrastructure that keeps travelers moving and travel brands profitable.

Get started

Handle payment complexity at scale

Travel requires instant virtual card issuance for bookings, precise transaction controls for ancillary sales, and seamless refund processing. Lithic’s API-first platform reliably handles millions of transactions while giving you the flexibility to optimize specific workflows.

Optimize economics

Every basis point matters when processing high-volume, low-margin bookings. Lithic’s infrastructure helps you capture interchange revenue on travel bookings, optimize acceptance with cross-border merchants, and maintain precise reconciliation even as volume scales.

Adapt to industry volatility

Flight cancellations, booking changes, and refund surges require payment infrastructure that won’t break. Lithic's real-time authorization controls and dispute management keep operations smooth even when travel patterns shift unexpectedly.

Platform Capabilities

Issue unlimited virtual cards instantly for supplier payments. Give travelers real-time access with granular booking controls. All with 99.99%+ uptime and sub-100ms authorization times.

Instant Virtual Card Generation

Issue virtual cards instantly for each supplier booking. Programmatically create thousands in seconds to scale with traveler demand. Generate unique card numbers per reservation for precise tracking and fraud prevention across airlines, hotels, and rental partners.

Dynamic Booking Controls

Build the controls your travel platform needs with Lithic's Authorization Rules. Set merchant restrictions, spending windows, and transaction limits per booking. Test rules in shadow mode against real transactions and push changes instantly without eng support.

Real-Time Transaction Data

Every transaction includes enriched commercial data—supplier information, booking IDs, refund tracking. Get to-the-penny reconciliation with automated daily settlement reporting that simplifies multi-supplier accounting.

Authorization Stream Access

Take complete control of authorization decisions for travel bookings. Receive every transaction request in real-time and approve or decline based on your data—booking confirmations, supplier relationships, custom fraud models. All within 100ms.

Core Features

Multi-Supplier Payment Orchestration

Support complex travel itineraries with payments to airlines, hotels, car rentals, and activity providers. Centralized visibility with distributed control across booking channels.

Comprehensive Fraud Prevention

Integrated frictionless 3DS decisioning, token management for saved credentials, and real-time fraud alerts tailored for travel merchant categories.

Flexible Funds Flows

Issue credit, debit, and prepaid cards with customizable funds flows to optimize for interchange revenue, merchant acceptance, and working capital.

Built for developers, loved by business teams

Modern API-First Architecture

Integrate once and access everything: card creation, transaction monitoring, spend controls, reporting, and reconciliation—all through RESTful APIs with comprehensive documentation.