Graduation Path

Our Graduation Path is designed to empower your journey from program management to establishing a direct relationship with your sponsor bank

Get to market efficiently with Lithic’s world-class program-management expertise. Focus on your card program's success while we handle issuing, processing, and program management.

When you’re ready to take control and go direct, our experts will help you become your own card program manager and establish BIN sponsorship with the bank of your choice.

With Lithic by your side, you're equipped to own your relationship with your sponsor bank—unlocking greater flexibility, cost savings, and scale.

Read Our Expert Guides

Fintech Guide to Bank Identification Numbers (BINs)

When you’re building a card program, one of the first major sets of decisions you’ll make is around Bank Identification Number (BIN) sponsorship.

Fintech Guide to Bank Partners and Sponsors

Bank partnerships are a critical part of most US fintech offerings. In this guide, we'll help you navigate the process of selecting a sponsor bank partner for your fintech.

What is Interchange? How Fintechs Earn Interchange Revenue from Credit and Debit Cards

Interchange is a major revenue driver for many fintechs. Companies that offer card products are growing revenue rapidly and securing massive valuations, such as Brex ($12.3B valuation) and Ramp ($8.1B valuation). Much of that revenue growth is due to interchange.

Want a payments platform that helps you as you grow?

Contact Sales

Explore Sandbox

Unlock the Full Potential of your Card Program