Solution
Bill Pay & Accounts Payable
Build Flexible Bill Pay & AP Products Faster
Customize Spend Controls
Issue unlimited virtual cards and implement granular spend controls including MCC restrictions, geographic restrictions, and more.
![](https://cdn.prod.website-files.com/669fb74007a2fb8f4db2a8fd/66b8bef005538144678e0f3a_Spend%20Controls.avif)
![](https://cdn.prod.website-files.com/669fb74007a2fb8f4db2a8fd/66b8c1f000c986143ac6ddde_ACH%20Settlements.avif)
Faster Funds Collection
With multiple payment rails and faster settlement times, you can receive money via wire or pull money from external bank accounts via ACH debit originations.
To-The-Penny
Reconciliation
Leverage Lithic’s Virtual Bank Account Numbers (VBANs), and API-based transaction reporting to seamlessly reconcile funds moving between your customers and their suppliers.
![](https://cdn.prod.website-files.com/669fb74007a2fb8f4db2a8fd/66b8bef00a4ce1c0dc98fc6d_Reconciliation.avif)
![](https://cdn.prod.website-files.com/669fb74007a2fb8f4db2a8fd/66b8d0c8bd1fb04907373c90_Interchange.avif)
Increased Virtual Card Acceptance
Take advantage of VIP interchange rates, dedicated BINs, and BIN orchestration to boost your supplier enablement efforts.